What is a Home Warranty?
A home warranty is a policy that is used to pay for common, everyday repairs to things that can go wrong in your home. For example, a home warranty will cover the cost of repairing a central cooling system or a roof that develops a leak. A home warranty is not an insurance policy , rather a way to budget for the expenses of normal repairs.
When you purchase a home warranty, you will pay an annual premium. This may be due …

This time last year I was in the process of purchasing a home after years of being “a renter.” My landlord had just given me a friendly ultimatum: Buy the house we were currently living or move by the end of May so he could sell it. I didn’t want to inherit all the costly repairs I knew we’d have to face if we stayed there, so we looked for a home we could call our own that was in better shape than the one …