A home warranty is there to help protect you the seller. The home warranty also offers some insurance to the buyer of the home.
Normally whenever you apply for a mortgage loan, most lenders require that you have proof of insurance on your home. Often times what you think you are covered for, is not included in your policy, and things like electrical problems, heating and mold infestation are not covered. This can be stressful and these kinds of additional expenses will certainly not be …

If you are considering buying a home warranty, follow these steps which are intended to help you chose a better service.
The first step is to decide if you need home warranty.  You should get a detailed home inspection report on your existing house from a third party inspector.  This report will help you understand the potential and existing problems with your appliances, and will also help you decide if you need home warranty.  If some appliances are aging and need special attention, be sure …

You’re away on vacation, enjoying the peace and quiet. Unknown to you, the compressor motor on your refrigerator at home suddenly burns out. Within hours everything in your refrigerator begins spoiling. Everything in your freezer melts. The refrigerator starts leaking a gooey mess all over the floor. You come home two weeks later to a horrible stench that can only be described as…indescribable. At least you have insurance that will pay for a new refrigerator…or do you?
If an appliance breaks down – no matter how expensive that appliance is to …