With the high cost of repairs and the lack of disposable income, home warranty insurance protection plans have become very popular. So are they worth the expense? I have a little personal experience with my own home and a purchased warranty so I thought I’d share my thoughts on the subject.
We purchased our current home a little over a year ago and one of the perks to entice potential buyers was an included third party home warranty purchased by the seller. I have to …

Home Warranties – TOO Good?
What is a ‘Home Warranty?’ A home warranty is like an insurance policy. In fact, in some states the Insurance Commission may even regulate them. I know in Texas, the Real Estate Commission regulates these companies. Basically as a homeowner you pay a company a few hundred dollars a year to cover the major appliances and components of your home. If something should go wrong, you call them up and they send a technician out to size up the situation …

When you’re working, wrangling the kids and generally living a full life, it’s easy to let taking care of your home fall to the bottom of the priority list. But you need to stay on top of maintenance chores if you want to keep your home and all the good things in it functioning smoothly.
As fall approaches, it’s time to start thinking about a top-to-bottom inspection to check for any damage and to prepare for the upcoming cold winter months.
Bite-sized projects
When it comes to staying one step ahead …