Home Warranties – TOO Good?
What is a ‘Home Warranty?’ A home warranty is like an insurance policy. In fact, in some states the Insurance Commission may even regulate them. I know in Texas, the Real Estate Commission regulates these companies. Basically as a homeowner you pay a company a few hundred dollars a year to cover the major appliances and components of your home. If something should go wrong, you call them up and they send a technician out to size up the situation …

Since the real estate market has long since cooled off, you’ll more likely to find your competitive home sellers offering a seller’s warranty. But what exactly is a seller’s warranty, and how can it help?
In short, a seller’s warranty provides added assurance that any repairs to major appliances, plumbing, and other home systems will be covered by the seller within a specified time period after the home is purchased, excluding a typical deductible of $50-60. Seller’s warranties are always offered by builders of new …

Freddie Mac’s new “Smart Buy” program, which started in late August, offers customers free home warranty coverage for 2 years with the purchase of bank owned property or foreclosed real estate. 
FREE No Obligation Home Warranty Quote

Home warranty is one of the insurance products that is rarely understood by homeowners.  While it is true that it provides repairs and replacement costs of appliances, coverage is not always provided. Contract terms dictate that warranty companies can deny repairs caused due to lack of maintenance.
Average household spending on home improvements and maintenance costs are in the range of tens of thousands of dollars every year and in some cases it exceeds the value of the home if you include upgrades. Equipments and appliances typically need repair and replacement …

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