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Home Warranty Lifesavers

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Home Warranty Lifesavers

You’re away on vacation, enjoying the peace and quiet. Unknown to you, the compressor motor on your refrigerator at home suddenly burns out. Within hours everything in your refrigerator begins spoiling. Everything in your freezer melts. The refrigerator starts leaking a gooey mess all over the floor. You come home two weeks later to a horrible stench that can only be described as…indescribable. At least you have insurance that will pay for a new refrigerator…or do you?

If an appliance breaks down – no matter how expensive that appliance is to replace – your homeowner’s policy will not pay for its replacement. For that you need Home Warranty Insurance.

You may wish to purchase a Home Warranty policy for your own peace of mind. For many people it is simply comforting to know that no matter what happens, from a heater going bad to an air conditioner breaking down, everything in the house is always covered and will be replaced at a very nominal cost if anything should go wrong.

There’s another reason many people buy a Home Warranty policy and that has to do with selling a home. A potential buyer of a home is often swayed when vacillating between two or more home choices and will purchase a home that has a Home Warranty policy on all of its major appliances. In this way the new homeowner feels more secure.

How does a Home Warranty policy work?
You decide which appliances and home systems you want covered and you pay a yearly fee, much as you would with any insurance policy. If an appliance or system that’s covered by the Home Protection Warranty should fail, there is a service charge to have a repair person come to your home and make a repair or replacement of the broken system. The service charge varies depending on choices you make when you purchase your policy, but a charge in the $50 to $60 range is common.

How is the best and least expensive way for you to buy a Home Warranty policy?
That’s simple. I’ve done a great deal of research and there’s only one way you should buy a policy and that’s online.

Online brokers have no overhead to speak of and so they don’t need to make a huge commission on each sale. This means you save approximately 30% instantly just by buying your policy online.

Also, the decisions you need to make when buying a Home Warranty policy are simple and straightforward; you don’t need a live agent sitting across from you and talking you into buying a lot more policy than you need or can afford. When you buy online YOU are in complete control for once.

Get online and discover for yourself just how much money you can save on your Home Warranty policy simply by purchasing it online.

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