[ | One Comment | ]
How to Avoid Home Warranty Problems

If you want to avoid problems with your coverage, read your contract carefully!  Even the best companies with good intentions can end up in disputes with customers because of a simple misunderstanding.
Buying a new home warranty is much like buying an extended warranty on your refrigerator or car — there are a lot of questions to be asked.
Many states have different laws regarding  warranties. For example, in California, state law allows you to sue builders for general defects for up to four years after the home is completed. You can …

Read the full story »

Uncategorized »

[ | No Comment | ]

Hi. I am a home warranty from Cross Country Home Services. And I’m Home Insurance. I cover your personal belongings and your entire house in case of burglary or natural disaster. That’s all well and good but what happens when your AC breaks down, not due to a terrible event, but just because major appliances have wear and tear? I don’t know. That’s where I come in. A home warranty can help with the costs of repair and replacements of your systems and appliances that you have in the home. …

Information »

[ | No Comment | ]

A home warranty is there to help protect you the seller. The home warranty also offers some insurance to the buyer of the home.
Normally whenever you apply for a mortgage loan, most lenders require that you have proof of insurance on your home. Often times what you think you are covered for, is not included in your policy, and things like electrical problems, heating and mold infestation are not covered. This can be stressful and these kinds of additional expenses will certainly not be welcome.
If you have a seller’s home …

Information »

[ | One Comment | ]

If you are considering buying a home warranty, follow these steps which are intended to help you chose a better service.
The first step is to decide if you need one.  You should get a detailed home inspection report on your existing house from a third party inspector.  This report will help you understand the potential and existing problems with your appliances, and will also help you decide if you need a warranty.  If some appliances are aging and need special attention, be sure to check if the warranty company provides …

Information »

[ | No Comment | ]

Home Warranties – TOO Good?
What is a ‘Home Warranty?’ A home warranty is like an insurance policy. In fact, in some states the Insurance Commission may even regulate them. I know in Texas, the Real Estate Commission regulates these companies. Basically as a homeowner you pay a company a few hundred dollars a year to cover the major appliances and components of your home. If something should go wrong, you call them up and they send a technician out to size up the situation and tell you if you’re covered …

Information »

[ | No Comment | ]

Since the real estate market has long since cooled off, you’ll more likely to find your competitive home sellers offering a seller’s warranty. But what exactly is a seller’s warranty, and how can it help?
In short, a seller’s warranty provides added assurance that any repairs to major appliances, plumbing, and other home systems will be covered by the seller within a specified time period after the home is purchased, excluding a typical deductible of $50-60. Seller’s warranties are always offered by builders of new homes, but they’re becoming increasingly popular …