Home Warranty Companies
Many homeowners have taken the smart step of securing a policy from one of today’s leading home warranty companies. There are many reasons to do so. The most commonly cited reasons for obtaining a home warranty include living in an older home or having older appliances, not having a fund set aside to cover costly repairs or the need to replace an HVAC system, and the convenience of knowing repairs will be handled by a qualified, competent contractor. What was your primary reason for purchasing a home warranty?
There …

With the high cost of repairs and the lack of disposable income, home warranty insurance protection plans have become very popular. So are they worth the expense? I have a little personal experience with my own home and a purchased warranty so I thought I’d share my thoughts on the subject.
We purchased our current home a little over a year ago and one of the perks to entice potential buyers was an included third party home warranty purchased by the seller. I have to …

A home warranty is there to help protect you the seller. The home warranty also offers some insurance to the buyer of the home.
Normally whenever you apply for a mortgage loan, most lenders require that you have proof of insurance on your home. Often times what you think you are covered for, is not included in your policy, and things like electrical problems, heating and mold infestation are not covered. This can be stressful and these kinds of additional expenses will certainly not be …

If you are considering buying a home warranty, follow these steps which are intended to help you chose a better service.
The first step is to decide if you need home warranty.  You should get a detailed home inspection report on your existing house from a third party inspector.  This report will help you understand the potential and existing problems with your appliances, and will also help you decide if you need home warranty.  If some appliances are aging and need special attention, be sure …

What’s the difference between a buyer’s and a seller’s warranty?
Home Seller’s Warranty
Now that the real estate market is cooling somewhat, you’ll more likely to find your competitive home sellers offering a seller’s warranty. But what exactly is a seller’s warranty? How can a home warranty help sell your property?
In short, a seller’s warranty provides added assurance that any repairs to major appliances, plumbing, and other home systems will be covered by the seller within a specified time period after the home is purchased, excluding …